Services
Investment
Planning
Planning
- Review of Portfolio Positions
- Asset Allocation
- Time Horizon Planning
- Titling & Beneficiary Designations
- Account Aggregation
- Management of Employer Plans Such as 401(k), 403(b), etc.
- Investment Policy Statement
- Stock Concentration
Estate
Planning
Planning
- Review of Estate Plan
- Minimize Estate Taxes
- Consult on Wills & Trusts
- Living Will & Health Care Proxy
- Power of Attorney
-
Irrevocable Life
Insurance Trusts - Guardians for Minor Children
- Charitable Giving
- Probate Assistance
- Work With Your Attorney
Retirement
Planning
Planning
- Review of Retirement Plan
- Retirement Goal Setting & Bucket List Items
- Social Security Analysis
- Cash Flow Analysis
- IRA Contributions & Roth Conversions
- Annuities & Pensions
- RMDs & Withdrawal Optimization Strategies
Risk Management And
Insurance Planning
Insurance Planning
- Annual Review of Existing Policies
- Life Insurance Needs Analysis
- Long Term Care Insurance Analysis
- Disability Insurance Analysis
- Health Insurance Review
- Homeowners or Renters Insurance Review
- Liability Coverage
- Health Savings Accounts (HSA)
- Medicare Advice
CASH FLOW
AND BUDGET
AND BUDGET
- Reviewing Goals, Expenses and Budgeting
- Review of Income Sources
- Banking & Credit Management
- Review of One Time Expenses
- Planned Large Expenses
- Emergency Funding
- Dollar Cost Averaging
- Mortgage Review
- Lines of Credit & Debt Management
Assistance to
Loved Ones
Loved Ones
- Gifting
- College Planning
- Caring for Elderly
- 529 College Savings Plans
- Roth IRAs for Children
- UGMA/UTMA
- Establishing Trusts
- Paying Off College Loans
- Divorce Planning
Tax
Planning
Planning
- Tax Sensitive Investing
- Review of Cost Basis & Gains
- Executive Compensation
- Carry Forward Losses
- Tax Loss Harvesting
- Business Succession Planning
- Potential Roth Conversion
- Health Savings & Flexible Spending Accounts
- Tax return Review